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Polish tax microaccount generator

The tool reproduces the tax microaccount structure published by Poland’s Ministry of Finance and the NRB checksum standard. Your identifier is validated and processed locally.

Data: 2026Reviewed: 3 August 2026Processed locally

Generator

Enter data

The identifier type and a valid Polish PESEL or NIP number. Fields marked with an asterisk are required.

The number stays in your browser. Confirm the result with the official Ministry generator.

How to use the calculator

  1. Choose PESEL or NIP and enter the identifier without spaces.
  2. Check that the result contains the fixed sequence 10100071222 and your identifier.
  3. Before paying, confirm the number with the official generator at podatki.gov.pl.

Calculation details

Formula and calculation method

The account body is 10100071222Y + identifier + zero padding. The first two digits are calculated with the NRB modulo 97 checksum.

Worked example

A valid identifier creates a 24-digit account body. The algorithm calculates two check digits and prefixes them to produce all 26 digits.

Limitations

  • This is an independent implementation of a public algorithm, not a Ministry service. Never make a payment without official confirmation.

Sources

Engine version: 1.0 · Last reviewed: 3 August 2026

Frequently asked questions

Is my identifier sent to a server?

No. Validation and account generation run entirely in your browser.

Should I use a NIP or a PESEL?

Follow the Ministry of Finance rules and confirm the correct identifier if you are unsure.

Read the supporting guide

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